What is Medicare Part D?
Medicare Part D is a voluntary outpatient prescription drug benefit for people with Medicare provided through private plans that contract with the federal government. It covers most outpatient prescription drugs and is offered through private companies either as a stand-alone plan for those enrolled in Original Medicare or as a set of benefits included with a Medicare Advantage Plan. Medicare Part D helps cover the cost of prescription drugs and may lower costs and protect against higher costs.
Since January 1, 2006, everyone with Medicare, regardless of income, health status, or prescription drug usage, has had access to prescription drug coverage through Medicare Part D. Beneficiaries can choose to enroll in either a stand-alone prescription drug plan (PDP) to supplement traditional Medicare or a Medicare Advantage plan that provides all Medicare-covered benefits, including prescription drugs (MA-PD).
Can you have Medicare Part D and Medicare Advantage?
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